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Term life insurance is a simple product designed to provide a tax-free payment to the people you choose, known as your beneficiaries, upon your passing. These policies provide coverage for a set period of time, which means it could end while you’re still living. And it can be a great starting point for securing protection for your loved ones.
With term life insurance, the insurance protection lasts for a set period — typically 10 to 30 years. It is a more affordable option. Whole life insurance lasts for your whole life, provided you make premium payments. The policy has an extra component called cash value, that can build up a significant, tax-deferred asset, money that can be used during your lifetime.
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Why Guardian's Level Term Life Insurance